Business Challenge
We need enhanced intelligence on our open mortgage liens to ascertain the potential risks against the combined loan-to-value ratio (CLTV).
Solution
Custom Match & Append helps lenders see what’s below the surface of their mortgage portfolios. Open mortgage liens are often attached to high risk components such as pay option ARM loans where minimum payments cause negative amortization; ARM rider components that schedule reset dates and recasting of loan payments that could severely hamper a borrower's ability to make the payments.
Using Custom Match & Append, lenders are able to quantify their immediate downside risk and forecast how these risk factors could negatively impact the portfolio’s future.
Product Highlights
- Lien release
- Property owner FICO range validation
- Final document services
- Acquisition marketing lists
- Estimated replacement costs values
- Lien monitoring
- Customer cross-sell intelligence
- Predictive scoring models
- Lost leads analysis
- Legal and vesting
- Address standardization and verification
- Customer retention
- Recording and/or owner confirmation
Discover Custom Match & Append.
USE THE LOGIC. First American CoreLogic
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or call 877-30-LOGIC.
Mission Federal Credit Union used Portfolio Risk Analytics to quantify assumptions and created a smarter internal risk management solution.
Learn how they reduced BPO orders, improved net loss estimations and more!